Clarity's Values & Policies

WEBSITE TERMSOF USEVERSION 1.0LASTREVISEDON: FEBURARY 15, 2021The website located at clairty.com (the “Site”) is a copyrighted work belonging to Clarity Quote LLC (“Company”,“us”, “our”, and “we”). Certain features of the Site may be subject to additional guidelines, terms, or rules, whichwill be posted on the Site in connection with such features. All such additional terms, guidelines, and rules areincorporated by reference into these Terms.THESE TERMS OF USE (THESE “TERMS”) SET FORTH THE LEGALLY BINDING TERMS ANDCONDITIONS THAT GOVERN YOUR USE OF THE SITE. BY ACCESSING OR USING THE SITE, YOUARE ACCEPTING THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THAT YOUREPRESENT), AND YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY,AND CAPACITY TO ENTER INTO THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY THATYOU REPRESENT). OOYOU MAY NOT ACCESS OR USE THE SITE OR ACCEPT THE TERMS IF YOUARE NOT AT LEAST 18 YEARS OLD. IF YOU DO NOT AGREE WITH ALL OF THE PROVISIONS OFTHESE TERMS, DO NOT ACCESS AND/OR USE THE SITE.THESE TERMS REQUIRE THE USE OF ARBITRATION (SECTION 10.2) ON AN INDIVIDUAL BASIS TORESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS, AND ALSO LIMIT THEREMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.1.ACCOUNTS1.1Account Creation. In order to use certain features of the Site, you must register for an account(“Account”) and provide certain information about yourself as prompted by the account registration form. Yourepresent and warrant that: (a) all required registration information you submit is truthful and accurate; (b) you willmaintain the accuracy of such information. You may delete your Account at any time, for any reason, by followingthe instructions on the Site. Company may suspend or terminate your Account in accordance with Section 8. 1.2Account Responsibilities. You are responsible for maintaining the confidentiality of yourAccount login information and are fully responsible for all activities that occur under your Account. You agree toimmediately notify Company of any unauthorized use, or suspected unauthorized use of your Account or any otherbreach of security. Company cannot and will not be liable for any loss or damage arising from your failure tocomply with the above requirements.2.ACCESSTOTHE SITE2.1License. Subject to these Terms, Company grants you a non-transferable, non-exclusive,revocable, limited license to use and access the Site solely for your own personal, noncommercial use.2.2Certain Restrictions. The rights granted to you in these Terms are subject to the followingrestrictions: (a) you shall not license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commerciallyexploit the Site, whether in whole or in part, or any content displayed on the Site; (b) you shall not modify, makederivative works of, disassemble, reverse compile or reverse engineer any part of the Site; (c) you shall not accessthe Site in order to build a similar or competitive website, product, or service; and (d) except as expressly statedherein, no part of the Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted ortransmitted in any form or by any means. Unless otherwise indicated, any future release, update, or other addition tofunctionality of the Site shall be subject to these Terms. All copyright and other proprietary notices on the Site (oron any content displayed on the Site) must be retained on all copies thereof.2.3Modification. Company reserves the right, at any time, to modify, suspend, or discontinue theSite (in whole or in part) with or without notice to you. You agree that Company will not be liable to you or to anythird party for any modification, suspension, or discontinuation of the Site or any part thereof. 2.4No Support or Maintenance. You acknowledge and agree that Company will have no obligationto provide you with any support or maintenance in connection with the Site.2.5Ownership.Excluding any User Content that you may provide (defined below), youacknowledge that all the intellectual property rights, including copyrights, patents, trademarks, and trade secrets, inthe Site and its content are owned by Company or Company’s suppliers. Neither these Terms (nor your access tothe Site) transfers to you or any third party any rights, title or interest in or to such intellectual property rights, exceptfor the limited access rights expressly set forth in Section 2.1. Company and its suppliers reserve all rights notgranted in these Terms. There are no implied licenses granted under these Terms.3.USER CONTENT3.1User Content. “User Content” means any and all information and content that a user submits to,or uses with, the Site (e.g., content in the user’s profile or postings). You are solely responsible for your UserContent. You assume all risks associated with use of your User Content, including any reliance on its accuracy,completeness or usefulness by others, or any disclosure of your User Content that personally identifies you or anythird party. You hereby represent and warrant that your User Content does not violate our Acceptable Use Policy(defined in Section 3.3). You may not represent or imply to others that your User Content is in any way provided,sponsored or endorsed by Company. Because you alone are responsible for your User Content, you may exposeyourself to liability if, for example, your User Content violates the Acceptable Use Policy. Company is notobligated to backup any User Content, and your User Content may be deleted at any time without prior notice. Youare solely responsible for creating and maintaining your own backup copies of your User Content if you desire.3.2License. You hereby grant (and you represent and warrant that you have the right to grant) toCompany an irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to reproduce, distribute,publicly display and perform, prepare derivative works of, incorporate into other works, and otherwise use andexploit your User Content, and to grant sublicenses of the foregoing rights, solely for the purposes of including yourUser Content in the Site. You hereby irrevocably waive (and agree to cause to be waived) any claims and assertionsof moral rights or attribution with respect to your User Content.3.3Acceptable Use Policy.The following terms constitute our “Acceptable Use Policy”:(a)You agree not to use the Site to collect, upload, transmit, display, or distribute any UserContent (i) that violates any third-party right, including any copyright, trademark, patent, trade secret, moral right,privacy right, right of publicity, or any other intellectual property or proprietary right; (ii) that is unlawful, harassing,abusive, tortious, threatening, harmful, invasive of another’s privacy, vulgar, defamatory, false, intentionallymisleading, trade libelous, pornographic, obscene, patently offensive, promotes racism, bigotry, hatred, or physicalharm of any kind against any group or individual or is otherwise objectionable; (iii) that is harmful to minors in anyway; or (iv) that is in violation of any law, regulation, or obligations or restrictions imposed by any third party.(b)In addition, you agree not to: (i) upload, transmit, or distribute to or through the Site anycomputer viruses, worms, or any software intended to damage or alter a computer system or data; (ii) send throughthe Site unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramidschemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise; (iii) use theSite to harvest, collect, gather or assemble information or data regarding other users, including e-mail addresses,without their consent; (iv) interfere with, disrupt, or create an undue burden on servers or networks connected to theSite, or violate the regulations, policies or procedures of such networks; (v) attempt to gain unauthorized access tothe Site (or to other computer systems or networks connected to or used together with the Site), whether throughpassword mining or any other means; (vi) harass or interfere with any other user’s use and enjoyment of the Site; or(vi) use software or automated agents or scripts to produce multiple accounts on the Site, or to generate automatedsearches, requests, or queries to (or to strip, scrape, or mine data from) the Site (provided, however, that weconditionally grant to the operators of public search engines revocable permission to use spiders to copy materialsfrom the Site for the sole purpose of and solely to the extent necessary for creating publicly available searchableindices of the materials, but not caches or archives of such materials, subject to the parameters set forth in ourrobots.txt file). 3.4Enforcement. We reserve the right (but have no obligation) to review any User Content, and toinvestigate and/or take appropriate action against you in our sole discretion if you violate the Acceptable Use Policyor any other provision of these Terms or otherwise create liability for us or any other person. Such action mayinclude removing or modifying your User Content, terminating your Account in accordance with Section 8., and/orreporting you to law enforcement authorities.3.5Feedback. If you provide Company with any feedback or suggestions regarding the Site(“Feedback”), you hereby assign to Company all rights in such Feedback and agree that Company shall have theright to use and fully exploit such Feedback and related information in any manner it deems appropriate. Companywill treat any Feedback you provide to Company as non-confidential and non-proprietary. You agree that you willnot submit to Company any information or ideas that you consider to be confidential or proprietary.4.INDEMNIFICATION. You agree to indemnify and hold Company (and its officers, employees, and agents)harmless, including costs and attorneys’ fees, from any claim or demand made by any third party due to or arisingout of (a) your use of the Site, (b) your violation of these Terms, (c) your violation of applicable laws or regulationsor (d) your User Content. Company reserves the right, at your expense, to assume the exclusive defense and controlof any matter for which you are required to indemnify us, and you agree to cooperate with our defense of theseclaims. You agree not to settle any matter without the prior written consent of Company. Company will usereasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.5.THIRD-PARTY LINKS & ADS; OTHER USERS5.1Third-Party Links & Ads. The Site may contain links to third-party websites and services,and/or display advertisements for third parties (collectively, “Third-Party Links & Ads”). Such Third-Party Links& Ads are not under the control of Company, and Company is not responsible for any Third-Party Links & Ads.Company provides access to these Third-Party Links & Ads only as a convenience to you, and does not review,approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Links & Ads. You useall Third-Party Links & Ads at your own risk and should apply a suitable level of caution and discretion in doing so.When you click on any of the Third-Party Links & Ads, the applicable third party’s terms and policies apply,including the third party’s privacy and data gathering practices. You should make whatever investigation you feelnecessary or appropriate before proceeding with any transaction in connection with such Third-Party Links & Ads.5.2Other Users. Each Site user is solely responsible for any and all of its own User Content.Because we do not control User Content, you acknowledge and agree that we are not responsible for any UserContent, whether provided by you or by others. We make no guarantees regarding the accuracy, currency,suitability, or quality of any User Content. Your interactions with other Site users are solely between you and suchusers. You agree that Company will not be responsible for any loss or damage incurred as the result of any suchinteractions. If there is a dispute between you and any Site user, we are under no obligation to become involved.5.3Release. You hereby release and forever discharge the Company (and our officers, employees,agents, successors, and assigns) from, and hereby waive and relinquish, each and every past, present and futuredispute, claim, controversy, demand, right, obligation, liability, action and cause of action of every kind and nature(including personal injuries, death, and property damage), that has arisen or arises directly or indirectly out of, orthat relates directly or indirectly to, the Site (including any interactions with, or act or omission of, other Site usersor any Third-Party Links & Ads). IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVECALIFORNIA CIVIL CODE SECTION 1542 IN CONNECTION WITH THE FOREGOING, WHICH STATES:“A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOWOR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICHIF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITHTHE DEBTOR.”6.DISCLAIMERSTHE SITE IS PROVIDED ON AN “AS-IS” AND “AS AVAILABLE” BASIS, AND COMPANY (AND OURSUPPLIERS) EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ALL WARRANTIES OR CONDITIONS OFMERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT,ACCURACY, OR NON-INFRINGEMENT. WE (AND OUR SUPPLIERS) MAKE NO WARRANTY THATTHE SITE WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED,TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSESOR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE. IF APPLICABLE LAW REQUIRES ANYWARRANTIES WITH RESPECT TO THE SITE, ALL SUCH WARRANTIES ARE LIMITED IN DURATIONTO NINETY (90) DAYS FROM THE DATE OF FIRST USE.SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVEEXCLUSION MAY NOT APPLY TO YOU. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ONHOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATION MAY NOT APPLY TOYOU. 7.LIMITATIONON LIABILITYTO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COMPANY (OR OURSUPPLIERS) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST DATA,COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, OR ANY INDIRECT, CONSEQUENTIAL,EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM OR RELATING TOTHESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE SITE, EVEN IF COMPANY HAS BEENADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO, AND USE OF, THE SITE IS ATYOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGETO YOUR DEVICE OR COMPUTER SYSTEM, OR LOSS OF DATA RESULTING THEREFROM. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NOTWITHSTANDING ANYTHING TO THECONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM ORRELATED TO THIS AGREEMENT (FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORMOF THE ACTION), WILL AT ALL TIMES BE LIMITED TO A MAXIMUM OF FIFTY US DOLLARS (U.S.$50). THE EXISTENCE OF MORE THAN ONE CLAIM WILL NOT ENLARGE THIS LIMIT. YOU AGREETHAT OUR SUPPLIERS WILL HAVE NO LIABILITY OF ANY KIND ARISING FROM OR RELATING TOTHIS AGREEMENT.SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FORINCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAYNOT APPLY TO YOU. 8.TERMAND TERMINATION. Subject to this Section, these Terms will remain in full force and effectwhile you use the Site. We may suspend or terminate your rights to use the Site (including your Account) at anytime for any reason at our sole discretion, including for any use of the Site in violation of these Terms. Upontermination of your rights under these Terms, your Account and right to access and use the Site will terminateimmediately. You understand that any termination of your Account may involve deletion of your User Contentassociated with your Account from our live databases. Company will not have any liability whatsoever to you forany termination of your rights under these Terms, including for termination of your Account or deletion of yourUser Content. Even after your rights under these Terms are terminated, the following provisions of these Terms willremain in effect: Sections 2.2 through 2.5, Section 3. and Sections 4 through 10.9.RESERVED10.GENERAL10.1Changes. These Terms are subject to occasional revision, and if we make any substantialchanges, we may notify you by sending you an e-mail to the last e-mail address you provided to us (if any), and/orby prominently posting notice of the changes on our Site. You are responsible for providing us with your mostcurrent e-mail address. In the event that the last e-mail address that you have provided us is not valid, or for any reason is not capable of delivering to you the notice described above, our dispatch of the e-mail containing suchnotice will nonetheless constitute effective notice of the changes described in the notice. Any changes to theseTerms will be effective upon the earlier of thirty (30) calendar days following our dispatch of an e-mail notice toyou (if applicable) or thirty (30) calendar days following our posting of notice of the changes on our Site. Thesechanges will be effective immediately for new users of our Site. Continued use of our Site following notice of suchchanges shall indicate your acknowledgement of such changes and agreement to be bound by the terms andconditions of such changes.10.2Dispute Resolution. Please read this Arbitration Agreement carefully. It is part of yourcontract with Company and affects your rights. It contains procedures for MANDATORY BINDINGARBITRATION AND A CLASS ACTION WAIVER.(a)Applicability of Arbitration Agreement. All claims and disputes (excluding claims forinjunctive or other equitable relief as set forth below) in connection with the Terms or the use of any product orservice provided by the Company that cannot be resolved informally or in small claims court shall be resolved bybinding arbitration on an individual basis under the terms of this Arbitration Agreement. Unless otherwise agreedto, all arbitration proceedings shall be held in English. This Arbitration Agreement applies to you and the Company,and to any subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns, as well as allauthorized or unauthorized users or beneficiaries of services or goods provided under the Terms.(b)Notice Requirement and Informal Dispute Resolution. Before either party may seekarbitration, the party must first send to the other party a written Notice of Dispute (“Notice”) describing the natureand basis of the claim or dispute, and the requested relief. A Notice to the Company should be sent to: 1529 East13200 South, Draper, Utah 84020. After the Notice is received, you and the Company may attempt to resolve theclaim or dispute informally. If you and the Company do not resolve the claim or dispute within thirty (30) days afterthe Notice is received, either party may begin an arbitration proceeding. The amount of any settlement offer madeby any party may not be disclosed to the arbitrator until after the arbitrator has determined the amount of the award,if any, to which either party is entitled.(c)Arbitration Rules. Arbitration shall be initiated through the American ArbitrationAssociation (“AAA”), an established alternative dispute resolution provider (“ADR Provider”) that offersarbitration as set forth in this section. If AAA is not available to arbitrate, the parties shall agree to select analternative ADR Provider. The rules of the ADR Provider shall govern all aspects of the arbitration, including butnot limited to the method of initiating and/or demanding arbitration, except to the extent such rules are in conflictwith the Terms. The AAA Consumer Arbitration Rules (“Arbitration Rules”) governing the arbitration areavailable online at www.adr.org or by calling the AAA at 1-800-778-7879. The arbitration shall be conducted by asingle, neutral arbitrator. Any claims or disputes where the total amount of the award sought is less than TenThousand U.S. Dollars (US $10,000.00) may be resolved through binding non-appearance-based arbitration, at theoption of the party seeking relief. For claims or disputes where the total amount of the award sought is TenThousand U.S. Dollars (US $10,000.00) or more, the right to a hearing will be determined by the Arbitration Rules.Any hearing will be held in a location within 100 miles of your residence, unless you reside outside of the UnitedStates, and unless the parties agree otherwise. If you reside outside of the U.S., the arbitrator shall give the partiesreasonable notice of the date, time and place of any oral hearings. Any judgment on the award rendered by thearbitrator may be entered in any court of competent jurisdiction. If the arbitrator grants you an award that is greaterthan the last settlement offer that the Company made to you prior to the initiation of arbitration, the Company willpay you the greater of the award or $2,500.00. Each party shall bear its own costs (including attorney’s fees) anddisbursements arising out of the arbitration and shall pay an equal share of the fees and costs of the ADR Provider.(d)Additional Rules for Non-Appearance Based Arbitration. If non-appearance basedarbitration is elected, the arbitration shall be conducted by telephone, online and/or based solely on writtensubmissions; the specific manner shall be chosen by the party initiating the arbitration. The arbitration shall notinvolve any personal appearance by the parties or witnesses unless otherwise agreed by the parties. (e)Time Limits. If you or the Company pursue arbitration, the arbitration action must beinitiated and/or demanded within the statute of limitations (i.e., the legal deadline for filing a claim) and within anydeadline imposed under the AAA Rules for the pertinent claim.(f)Authority of Arbitrator. If arbitration is initiated, the arbitrator will decide the rights andliabilities, if any, of you and the Company, and the dispute will not be consolidated with any other matters or joinedwith any other cases or parties. The arbitrator shall have the authority to grant motions dispositive of all or part ofany claim. The arbitrator shall have the authority to award monetary damages, and to grant any non-monetaryremedy or relief available to an individual under applicable law, the AAA Rules, and the Terms. The arbitrator shallissue a written award and statement of decision describing the essential findings and conclusions on which the awardis based, including the calculation of any damages awarded. The arbitrator has the same authority to award relief onan individual basis that a judge in a court of law would have. The award of the arbitrator is final and binding uponyou and the Company.(g)Waiver of Jury Trial. THE PARTIES HEREBY WAIVE THEIR CONSTITUTIONALAND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY,instead electing that all claims and disputes shall be resolved by arbitration under this Arbitration Agreement.Arbitration procedures are typically more limited, more efficient and less costly than rules applicable in a court andare subject to very limited review by a court. In the event any litigation should arise between you and the Companyin any state or federal court in a suit to vacate or enforce an arbitration award or otherwise, YOU AND THECOMPANY WAIVE ALL RIGHTS TO A JURY TRIAL, instead electing that the dispute be resolved by a judge.(h)Waiver of Class or Consolidated Actions. ALL CLAIMS AND DISPUTES WITHINTHE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED OR LITIGATED ON ANINDIVIDUAL BASIS AND NOT ON A CLASS BASIS, AND CLAIMS OF MORE THAN ONE CUSTOMEROR USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY OR CONSOLIDATED WITH THOSE OFANY OTHER CUSTOMER OR USER. (i)Confidentiality. All aspects of the arbitration proceeding, including but not limited to theaward of the arbitrator and compliance therewith, shall be strictly confidential. The parties agree to maintainconfidentiality unless otherwise required by law. This paragraph shall not prevent a party from submitting to a courtof law any information necessary to enforce this Agreement, to enforce an arbitration award, or to seek injunctive orequitable relief.(j)Severability. If any part or parts of this Arbitration Agreement are found under the law tobe invalid or unenforceable by a court of competent jurisdiction, then such specific part or parts shall be of no forceand effect and shall be severed and the remainder of the Agreement shall continue in full force and effect.(k)Right to Waive. Any or all of the rights and limitations set forth in this ArbitrationAgreement may be waived by the party against whom the claim is asserted. Such waiver shall not waive or affectany other portion of this Arbitration Agreement.(l)Survival of Agreement. This Arbitration Agreement will survive the termination of yourrelationship with Company. (m)Small Claims Court. Notwithstanding the foregoing, either you or the Company maybring an individual action in small claims court.(n)Emergency Equitable Relief. Notwithstanding the foregoing, either party may seekemergency equitable relief before a state or federal court in order to maintain the status quo pending arbitration. Arequest for interim measures shall not be deemed a waiver of any other rights or obligations under this ArbitrationAgreement. (o)Claims Not Subject to Arbitration. Notwithstanding the foregoing, claims of defamation,violation of the Computer Fraud and Abuse Act, and infringement or misappropriation of the other party’s patent,copyright, trademark or trade secrets shall not be subject to this Arbitration Agreement.(p)Courts. In any circumstances where the foregoing Arbitration Agreement permits theparties to litigate in court, the parties hereby agree to submit to the personal jurisdiction of the courts located withinSalt Lake County, Utah, for such purpose 10.3Export. The Site may be subject to U.S. export control laws and may be subject to export orimport regulations in other countries. You agree not to export, reexport, or transfer, directly or indirectly, any U.S.technical data acquired from Company, or any products utilizing such data, in violation of the United States exportlaws or regulations. 10.4Disclosures. Company is located at the address in Section 10.8. If you are a California resident,you may report complaints to the Complaint Assistance Unit of the Division of Consumer Product of the CaliforniaDepartment of Consumer Affairs by contacting them in writing at 400 R Street, Sacramento, CA 95814, or bytelephone at (800) 952-5210.10.5Electronic Communications. The communications between you and Company use electronicmeans, whether you use the Site or send us emails, or whether Company posts notices on the Site or communicateswith you via email. For contractual purposes, you (a) consent to receive communications from Company in anelectronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and othercommunications that Company provides to you electronically satisfy any legal requirement that suchcommunications would satisfy if it were be in a hardcopy writing. The foregoing does not affect your non-waivablerights.10.6Entire Terms. These Terms constitute the entire agreement between you and us regarding the useof the Site. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver ofsuch right or provision. The section titles in these Terms are for convenience only and have no legal or contractualeffect. The word “including” means “including without limitation”. If any provision of these Terms is, for anyreason, held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired and the invalid orunenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extentpermitted by law. Your relationship to Company is that of an independent contractor, and neither party is an agentor partner of the other. These Terms, and your rights and obligations herein, may not be assigned, subcontracted,delegated, or otherwise transferred by you without Company’s prior written consent, and any attempted assignment,subcontract, delegation, or transfer in violation of the foregoing will be null and void. Company may freely assignthese Terms. The terms and conditions set forth in these Terms shall be binding upon assignees. 10.7Copyright/Trademark Information. Copyright © 2021 Clarity Quote LLC. All rights reserved.Alltrademarks, logos and service marks (“Marks”) displayed on the Site are our property or the property of otherthird parties. You are not permitted to use these Marks without our prior written consent or the consent of such thirdparty which may own the Marks.10.8Contact Information:Josh StikaAddress: 1529 East 13200 South Draper, Utah 84020Email: josh@clarityquote.com

See "Terms of Use" which includes our privacy policy.

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