Clarity Mortgage Monitors and Home Loan Comparisons
Clarity’s free mortgage monitors help homeowners, like you, make faster, better decisions about their mortgages. Decisions that could save you thousands of dollars on your home.
Introducing Clarity Mortgage Monitors
For homeowners, investors, real estate moguls & moms.
Daily Refi Opportunities
Compare the pros & cons of refinancing every single day. Receive text or email when market rates drop to your custom threshold.
Monthly Mortgage Monitors
Monthly mortgage monitors will save you time and help you stay on top of market changes and opportunities.
Intelligent Alerts
Customize your alerts, refi goals, loan officer and more - you save time by only being alerted when it makes sense to take action.
Knowing when to refinance is important, but knowing when NOT to refinance may also save you money. Clarity calculators will show you the costs and savings of refinancing over time so you can easily see what loan is the best for your time frame. However, if the numbers don’t make sense we’ll tell you NOT to refinance. Because Clarity does the calculations for you you’ll know when to refi and when NOT to refi in seconds.
More Money Saving
Understanding the pros and cons of any loan has never been easier or faster. Clarity’s loan comparison tool will save you time and help you easily compare up to 3 mortgage loans side-by-side. Our loan comparison tool also works for crunching refinance numbers. We’ll compare any loan against your current mortgage and show you the cost & savings of refinancing.
Hello savings
Clarity is awesome because it does the complex mortgage calculations for you. Whether you don’t like math or just don’t have time to run the numbers we’re here to do it for you. We’ll show you the pros/cons, costs/savings for each loan scenario and make it fast & easy for you to see which loans will save you the most for each month of your amortization schedule. Choosing a better mortgage has never been easier.
Thousands in savings.
Once you sign up for Clarity requesting a quote requires one click, or tap, if you are on our simple, intuitive mobile app. Within seconds of your click you’ll have a customized quote, calculations showing you the numbers and interactive charts to help you make the best decision for your family. One-click, one quote could save you thousands of dollars in interest over the life of your loan.
Early Mortgage Payoff
For those whose goal it is to pay off their home early Clarity can help. Our refinance calculations include our “Same Payment Payoff” calculation which tells you how much faster you’ll pay off your home by refinancing and making the same payment as you currently are. Many people don’t know that refi scenarios, even if they include closing costs, can help you pay off your home early. And if the numbers don’t make sense, we’ll tell you it won’t help you to refinance.
Mortgage Assurance
Many homeowners are required to pay Mortgage Insurance on their loan if their initial down payment is too low. The mortgage providers who require this are not looking to help you get rid of those payments any time soon, but Clarity is.
With our equity tracking we’ll notify you when you have 20% equity in your home so can get rid of mortgage insurance as soon as possible!”
So start monitoring change
When life changes Clarity will be there gathering data, monitoring markets and alerting you when opportunities and warnings come and go. So be ready for change. Be at the forefront of it. Get there with Clarity Mortgage Monitors.
Clarity monitors daily market rate changes, changes in market comparables (homes nearby and similar to yours that have sold), changes to your equity, changes to your available Home Equity Line of Credit (HELOC), changes in your amortization schedule and even when your mortgage needs change.
Are better than your spreadsheets.
We know some of you have your own mortgage spreadsheets (We did too before we created Clarity). But our mortgage calculators are better, faster, mobile friendly, easily shareable, and allow you to compare any loan scenario against any other loan scenario.
And they are easy to share with whoever you trust to help you make some life’s most important decisions about your home and mortgage.
Or Stock Investment
Clarity has a simple side. We make mortgages easy to understand through our beautiful visualizations and intuitive web app. We’ve also built some awesome and complex calculators that will make any savvy homeowner and stock investor wish they had a time machine to go back 20 years to when they first bought their first home. We’re talking about our “Extra Payment Vs Stock Investment” calculator.
When you sign up for Clarity you can see how much time and money you’ll save by making one-time, monthly or yearly extra payments on your home. We’ve taken this a step further and will calculate one-time, monthly or yearly stock investments in the S&P 500 for the life of your loan and help you see the potential earnings from taking extra risks and investing that money in the best companies in America. (**Clarity is not a financial advisor. Investing in the stock market contains inherent risks. Talk to a professional financial advisor before investing money in the stock market.)
